Elizabeth Kusmider, CFP®, helps Houston families, business owners, and their advisors figure out what coverage they need, compare it objectively across carriers, and keep it on track over time.
You are not sure what coverage you need, what kind, or how it fits into the rest of your financial plan.
Policies are hard to compare, easy to misunderstand, and often sold without long-term oversight.
Sales tactics can feel intimidating in this industry, leading to hesitation about being sold things you do not need.
For people protecting income, loved ones, and future goals.
For people with business risk and shared responsibility
For people planning beyond working years
For financial professionals looking for reliable client solutions.
Want clarity, not pressure, and coverage that is tailored to your life.
Want a reliable partner to handle complex insurance planning for you and your business.
Want scalable, consistent insurance expertise embedded into your firm’s client experience.
Your coverage is designed around your full financial plan.
We compare options across carriers and bring you one clear recommendation, with the reasoning behind it.
We review your coverage as your life and business change, not just when the policy is placed.
You'll know our role and how we're compensated before you decide.
A short, no-pressure quiz for pre-retirees who want clarity, not a sales call. Reviewed personally by Elizabeth Kusmider, CFP®.
Try the 5-Minute Long-Term Care Planning QuizLife insurance planning for people who want clarity, structure, and long-term oversight.
Securities offered through Simplicity Investments, Member FINRA/SIPC; 475 Springfield Ave, Summit, NJ 07901 (303) 797-9080. Kusmider Consulting is not affiliated with Simplicity Investments.
The Leaders Group, Inc. Customer Relationship Policy
Broker Check by FINRA .