About the firm
Kusmider Consulting is a boutique life insurance advisory firm owned and operated by Elizabeth Kusmider, CFP®. Specialize in supporting business owners, estate planning, family protection, and philanthropic goals by providing tailored insurance solutions.
We recognize that insurance is a critical yet often overlooked component of holistic financial planning. Financial professionals and firms face significant challenges in managing insurance strategies—balancing policy oversight, conducting complex reviews, and keeping up with the ever-changing industry. These demands consume valuable resources, diverting time from revenue-generating activities. That’s where we come in.
Kusmider Consulting serves as an outsourced life insurance partner, offering a streamlined, fiduciary-based approach to policy management. We provide comprehensive insurance oversight, conduct in-depth policy reviews, and ensure that clients' coverage aligns with their broader financial goals—all while maintaining the highest ethical standards. Our independent structure allows us to work with a diverse range of carriers, ensuring unbiased recommendations tailored to each client’s needs.
By partnering with Kusmider Consulting, financial professionals and their clients gain access to expert insurance guidance, freeing up time and resources to focus on their core financial strategies. Based in Houston, Texas, we serve clients nationwide, with a strong presence in Chicago, Seattle, Ohio, Pennsylvania, Massachusetts, Florida, and California.
Elizabeth Kusmider, CFP®
Elizabeth Kusmider, CFP®, is the founder of Kusmider Consulting, where she brings a fresh, client-first approach to life insurance planning. With years of experience as a broker and consultant, she has advised on hundreds of cases and helped individuals secure millions in coverage. She specializes in aligning insurance solutions with broader financial plans, ensuring that clients' policies support their long-term goals.
Elizabeth pursued her Certified Financial Planner designation through Rice University to deepen her understanding of the full financial picture. She saw a fundamental gap between what financial professionals are taught and how the insurance industry operates. Too often, financial firms lack access to insurance resources presented in a way that truly supports their clients' needs. Her goal is to bridge this disconnect, helping financial teams incorporate insurance seamlessly into their planning process.
When she’s not helping clients, she enjoys working out, traveling with her husband, spending time with friends and family, and doting on her pets—Mackey, the German Shepherd, and the feline brothers, Mister and Moonshine. A proud Purdue graduate, she is passionate about mentoring young adults and is actively involved with Big Brother Big Sister and the Houston Livestock Show and Rodeo.
