Kusmider Consulting was founded to bring structure and long-term thinking to life insurance planning.Too often, insurance decisions are made in isolation. Purchased once, rarely reviewed, and disconnected from the rest of a person’s financial life. We take a different approach. Our work is planning-first, detail-oriented, and designed to evolve as life and business change.
We focus on clarity over complexity.
That means:
Insurance is a tool, not a product to be sold.
Used poorly, it becomes a liability.
Elizabeth founded Kusmider Consulting with a simple goal: help people make informed insurance decisions without confusion or pressure.
As a CERTIFIED FINANCIAL PLANNER®, she brings a planning background to insurance work, focusing on how coverage fits into the broader financial picture.
She works closely with clients and advisors to review existing coverage, identify gaps, and design strategies that align with long-term goals.
Kusmider Consulting is independent, which allows us to evaluate solutions across multiple carriers.
We operate within regulatory standards and maintain transparency around roles, responsibilities, and compensation. Oversight does not end once a policy is placed, it continues as life changes.
This firm exists to reduce confusion around insurance planning and replace it with clarity, structure, and confidence.
When insurance decisions are made well, they fade into the background, quietly supporting the rest of your plan.
Schedule a conversation to discuss your situation and see whether working together makes sense.
Schedule a Planning callLife insurance planning for people who want clarity, structure, and long-term oversight.
Securities offered through Simplicity Investments, Member FINRA/SIPC; 475 Springfield Ave, Summit, NJ 07901 (303) 797-9080. Kusmider Consulting is not affiliated with Simplicity Investments.
The Leaders Group, Inc. Customer Relationship Policy
Broker Check by FINRA .