Elizabeth Kusmider, CFP®, reviews your coverage, your goals and your options, then walks you through a clear recommendation. No pressure, and no obligation to buy.
Prefer to call? (713) 487-8855.
Not ready to talk yet? Take the 5-minute long-term care quiz →
How much coverage, what type, and how it fits the rest of your plan.

Policies are complicated, and many are sold with no one checking on them afterward.

You want advice, not pressure.
A planning call is built to address all three.
The form takes about two minutes.
Elizabeth asks about your family, business and goals, and what you already have in place.
Options side by side, in plain English. You decide if and when to move forward.

Protect the people who depend on you, and make sure coverage through work isn't the whole plan.

Buy-sell funding, key person coverage, and protecting what you've built.

Plan for care costs before they become a family decision made in a hurry.

Elizabeth Kusmider is a CFP® professional who helps individuals, families and business owners make life insurance decisions that fit the rest of their financial plan. She also works alongside CPAs, attorneys and wealth managers so your coverage and your advisory team are on the same page.
“Procrastination is the biggest obstacle to effective planning.”Elizabeth Kusmider, CFP®
A conversation about your goals, your family or business, and any coverage you already have. You leave with a clearer picture, whether or not you move forward.
No. The call is about clarity. Any recommendation is yours to accept or decline.
It depends on your situation. Group coverage may not stay with you if you change jobs, is often limited to a multiple of salary, and may not be enough on its own. A review shows where you stand.
Yes. Elizabeth coordinates with your existing advisory team.
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info@kusmiderconsulting.com · (713) 487-8855